Who offers the Multi-Trip Annual Worldwide Excluding USA Plan?

Goose Insurance offers the Multi-Trip Annual Worldwide Excluding USA Plan in partnership with TuGo.

Does the annual travel insurance plan cover trips within Canada?

Yes, the Multi-Trip Annual Worldwide Excluding USA Plan includes emergency medical coverage for trips within Canada.

Does the Multi-Trip Annual Worldwide Excluding USA Plan cover travel to the United States?

No, the plan excludes the United States from its worldwide emergency medical coverage.

How many days can each trip last under the annual travel insurance plan?

With Goose Insurance, travellers can choose a maximum trip duration of 2, 5, 10, 15, 20, 35, or 60 days per trip.

Can I customize the deductible on the Multi-Trip Annual Worldwide Excluding USA Plan?

Yes, Goose Insurance offers flexible deductible options so travellers can customize their policy costs to fit their budgets.

Why can travel insurance that includes US coverage cost more?

Travel insurance policies that include US coverage carry significantly higher premiums because healthcare costs in the United States are among the highest in the world.

Can Canadians save money by choosing annual travel insurance that excludes the United States?

Yes, Canadians who prioritize destinations outside the United States can save money by choosing a plan that excludes US medical coverage instead of paying for worldwide coverage that includes the United States.

How can Canadians get a quote for the Multi-Trip Annual Worldwide Excluding USA Plan?

Canadians can download or open the Goose Insurance app to get a quote for the Multi-Trip Annual Worldwide Excluding USA Plan.

What destinations are covered by the Multi-Trip Annual Worldwide Excluding USA Plan?

The plan provides emergency medical coverage for trips worldwide outside the United States, including international destinations and travel within Canada.

How much has overseas travel by Canadian residents increased?

According to Statistics Canada's National Travel Survey, overseas visits by Canadian residents reached 14.3 million trips, a 10.2% year-over-year increase, while spending increased by 17.5%.

Which destinations have experienced notable growth in travel by Canadians?

Japan, France, and Mexico have experienced notable double-digit growth in travel by Canadians.

Is the Multi-Trip Annual Worldwide Excluding USA Plan suitable for frequent travellers?

Yes, the plan is designed for Canadians taking multiple trips outside the United States throughout the year, with customizable trip duration limits and deductible options.

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Q: Why was the Multi-Trip Annual Worldwide Excluding USA Plan introduced?

The plan was introduced to address changing Canadian travel habits and provide an annual multi-trip insurance option for travellers who want coverage outside the United States without paying for US medical protection they may not need.

If you look at recent travel data, one thing is abundantly clear: Canadians are branching out. While quick trips across the border to the United States used to be the default weekend escape, Canadian travel habits have undergone a massive shift. Non-US international travel—along with domestic travel across Canada—is seeing double-digit growth as travellers prioritize European holidays, Asian adventures, sun escapes, and cross-country road trips.

According to Statistics Canada’s National Travel Survey, Canadian-resident visits overseas reached 14.3 million trips, marking a 10.2% year-over-year increase with spending surging 17.5%. Destinations like Japan, France, and Mexico saw notable double-digit growth, while trips to the United States continued to trail below pre-pandemic levels.

Yet, for years, frequent travellers shopping for multi-trip annual travel insurance faced a common frustration: paying high premiums for worldwide coverage that automatically bundled expensive US medical protection, even if they had zero plans to cross the American border.

To address this exact gap in the market, Goose Insurance, in partnership with TuGo, is excited to introduce the new Multi-Trip Annual Worldwide Excluding USA Plan!

Here is a look at why this innovative product was created and why it is a must-have for the modern Canadian traveller.

Why Is This Product Needed Right Now?

1. Shifting Travel Patterns & The Non-US Boom

Outbound Canadian travel data reveals significant shifts in where Canadians choose to spend their vacation time. Overseas travel is experiencing double-digit growth while domestic exploration within Canada remains strong. Traditional multi-trip plans simply haven't kept pace with these evolving preferences.

2. Eliminating Unnecessary US Insurance Premiums

Healthcare costs in the United States are among the highest in the world, which means travel insurance policies that include US coverage carry significantly higher premiums. For Canadians who rarely or never travel to the US, paying for that extra risk pool is money down the drain. This new plan allows travellers prioritizing non-US destinations to save money without sacrificing complete protection elsewhere.

3. Filling a Major Gap in the Canadian Market

As one of the first multi-trip annual plans of its kind in Canada, this policy provides a modern solution tailored specifically to how Canadians travel today. It complements single-trip non-US options by extending those same savings to frequent, multi-trip travellers.

What the Multi-Trip Annual Worldwide (Excl. USA) Plan Covers

Designed for Canadians planning multiple journeys outside the US throughout the year, this plan offers flexible customization to match your exact schedule:

Domestic & International Reach: Full emergency medical coverage for trips worldwide outside the United States, including travel within Canada.
Tailored Trip Lengths: Choose trip duration limits of 2, 5, 10, 15, 20, 35, or 60 days per trip.
Flexible Deductibles: Personalize your policy costs with deductible options to fit your budget.

Premium Perks & Travel Support Included

In addition to core medical coverage, policyholders gain access to TuGo’s full suite of travel support services:

24/7 Emergency Medical Assistance: Round-the-clock support with customer service available in 27 languages.
Telemedicine & Claims Support: Instant virtual telemedicine care paired with TuGo’s dedicated in-house claims team.
TuGo Emotional Assistance: Access to comprehensive mental wellness and emotional support services on every trip.

Ready to Save on Your Next Trip?

Stop paying for coverage you don't use. Whether you're heading overseas or exploring Canada's coastlines this year, get seamless, year-round multi-trip protection tailored to your itinerary.

Download or open the Goose Insurance app today to get a quote and activate your policy in under 60 seconds!

The Smart Way to Travel Non-US: Why Canada’s New Annual Travel Insurance Plan Changes the Game